Combine the sour cream and yogurt in a medium-size bowl. Grate the fresh garlic into the mixture, the finer the grate the better.

Place the dill on your cutting board and chop it as finely as possible. Chop the fresh chives the same way. Add both to the sour cream mixture.

Stir in the salt, finely grated white cheddar, lemon zest & juice, horseradish and sugar.

Add the drizzle of olive oil. When thoroughly combined, taste for seasoning and add more salt and/or lemon juice if needed.

Transfer the dip into a small serving bowl, cover and refrigerate until needed.

If desired, garnish with dill fronds and chopped chives when serving with your favorite raw vegetables and/or chips.